Welcome to the Millennial Investor Blog

Helping make Millennial’s financial life awesome

Welcome to the Millennial Investor Blog

Helping make Millennial’s financial life awesome

TIME TO START FEELING CONFIDENT ABOUT YOUR FINANCIAL FUTURE

WELCOME TO FOCALPOINT WEALTH MANAGEMENT – A WEALTH MANAGEMENT FIRM IN SCOTTSDALE AZ

Remember all those personal finance classes you took in High School and College?

We don’t remember those classes either. Retirement and financial planning can be complicated and we’re here to fill the void America’s education system has left when it comes to preparing America’s largest generation for retirement. Retiring with One Million dollars will not be enough for us. It is much better to learn why that is the case now, than finding out the hard way later on.

Why $1,000,000 Won’t be enough

KNOWLEDGE IS MONEY

The Power of Investing Early

IRA VS ROTH

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MOST POPULAR BLOGS

HOW MUCH YOU NEED TO SAVE TO BE A MILLIONAIRE

A 30 YR ...read more →

THE POWER OF INVESTING EARLY

We know we’ve all ...read more →

COUNTERINTUITIVE FINANCIAL CONSIDERATIONS FOR RETIREE’S

Did you know, you ...read more →

MOST RECENT BLOGS

Why $1,000,000 Won’t be enough

by Timpicciott | September 11, 2017 | investing | 0 Comments

If a 30 year old today is able to accumulate $1,000,000 by the time they are 66 and assuming inflation runs at 4%… That same $1,000,000 will be the equivalent of $250,000 today! Assuming a 4% withdrawal rate, this means your purchasing power will be roughly $10,000 by the time you are ready to retire if you “only” have a million dollars.

SIMPLE TIP FOR MILLENNIAL’S TO DOUBLE THEIR MONEY

by Timpicciott | August 21, 2017 | investing | 0 Comments

Millennial’s, did you know that if you divide an interest rate by 72, you can see how many years it will take to double your money? If you are earning 5% per year, that means your money would double every 14.4 years (72/5). If you are earning 10%, you can expect your...

HOW MUCH YOU NEED TO SAVE TO BE A MILLIONAIRE

by Timpicciott | August 10, 2017 | Uncategorized | 1 Comment

A 30 YR OLD WHO WANTS TO SAVE $1M BY RETIREMENT AT AGE 65 WOULD ONLY HAVE THE PURCHASING POWER OF AROUND $375,000 ASSUMING A MODEST 3% INFLATION.